I’ve
seen many of my clients planning and preparing for their wedding over
the next few weeks. So I thought I’d share an insurance tip this week
just for engaged couples and newlyweds.
You’re spending a lot of money on your wedding and those new rings. Make sure they’re covered!
Jewelry
is covered under your Homeowners or Renters insurance. BUT…the
coverage amount can be limited and on top of that, you will have to pay
your normal deductible if something happens to that piece. If you don’t
cover the individual piece of jewelry specifically, you might not have
enough coverage to replace it if it were to be lost or stolen.
Here’s
what I recommend: Get an appraisal of your rings from the jeweler.
Then bring in a copy and we can quickly let you know what it would be to
If
you are renting or getting ready to purchase a home and don’t have a
policy, now is a great time to schedule a free consultation to discuss
what coverage you’ll need and give you a ballpark figure for what it
will cost. Renters Insurance is very inexpensive and can give you a lot
of peace of mind as you combine your two households.
But
the best tip I can give? Talk to a local insurance agent you can
trust! We’ll look out for you and help you get the right coverage at an
affordable rate. Call today or visit us online for a free quote. 888-565-2212
At the Bryan Agency, we are your leading local insurance agent in New
Windsor, Long Island, and New York for Wedding insurance, home
insurance, and jewelry insurance.